Site Archives Money Matters

Gardener takes control of £48,000 debt load


This week was an enlightening one for me as I teamed up with a colleague to visit one of his prospective clients on a debt adjustment case visit and learn more about his work.
The prospect was a 60 year old landscape gardener who had damaged his back in a lifting accident eighteen months before.  As [...]

How is the credit crunch affecting you?


Many UK households are already beginning to feel the effects of the credit crunch with 49% of British consumers concerned about facing financial problems over the next year. There has been a significant increase in the number of applications for debt management plans and individual voluntary arrangements as continued rising costs leaves more and more [...]

Where do you go for debt help?


Last night I was relaxing at home, and chatting with a friend on the telephone.  We went through the events of the day and what each of us was up to this week.  It was a great half hour on the phone, but five minutes of it was spent discussing the case of another friend [...]

Is a Debt Management Plan right for you?


A Debt Management Plan (DMP) might be just what you need to get your finances back on track. But it isn’t suitable for everyone, so it is really important that you take the right amount of time and thought to look into whether or not a debt management plan is right for you.
Our partners will spend on [...]

Deal with your debt quickly.


House prices falling, fuel costs rising and wages falling behind the cost of living means that we will start to see the burden on our credit cards increase.
The heavier the debt burden the greater the personal strain that we experience and the harder it becomes to work smarter, earn faster and pay off the debt.  [...]

Watch the ratios!


What a topic to write about!  This happened to me in Spring 2007 and with the benefit of time and hindsight it is something I should have accepted months before it happened.
I was busy trying to do too many things to be able to focus on the few that were important and in the end [...]